:root{--bg:#f5f6fa;--card:#fff;--text:#182033;--muted:#687286;--line:#e5e8ef;--accent:#5b4df5;--accent-soft:#eeecff;--ok:#17765a;--ok-bg:#e9f8f1;--warn:#98640a;--warn-bg:#fff3d9;--info:#315d98;--info-bg:#eaf2ff;--bad:#a63b3b;--bad-bg:#fff0f0;--shadow:0 10px 28px rgba(35,48,91,.07)}
*{box-sizing:border-box}html,body{margin:0;background:var(--bg);font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--text)}
button,input{font:inherit}.app{max-width:620px;margin:0 auto;min-height:100vh;padding:14px 14px 56px}.top{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:14px}.back{color:var(--accent);font-weight:750;padding:8px 0;text-decoration:none;font-size:13px}.top-meta{display:flex;align-items:center;justify-content:flex-end;gap:7px;flex-wrap:wrap}.tag{font-size:10px;font-weight:850;color:var(--accent);background:var(--accent-soft);padding:6px 9px;border-radius:999px}.app-version{display:inline-flex;align-items:center;justify-content:center;min-height:26px;padding:5px 8px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--muted);font-size:11px;line-height:1;font-weight:850;letter-spacing:.02em}
.hero{background:linear-gradient(135deg,#1d2749,#202a4d 62%,#173f55);color:#fff;border-radius:24px;padding:21px 19px;box-shadow:0 16px 34px rgba(31,45,90,.16)}.hero .eyebrow{font-size:10px;letter-spacing:.08em;opacity:.72;font-weight:850}.hero h1{font-size:27px;line-height:1.08;margin:9px 0 10px}.hero p{font-size:13px;line-height:1.55;margin:0;color:rgba(255,255,255,.9)}
.privacy{margin:12px 0 15px;padding:12px 13px;border:1px solid #d9e6ff;background:#eef4ff;border-radius:15px;font-size:11px;line-height:1.5;color:#40536e}.privacy button{border:0;background:transparent;color:#315d98;text-decoration:underline;padding:0;cursor:pointer}
.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:17px;box-shadow:var(--shadow);margin-top:12px}.card h2{font-size:18px;margin:0 0 5px}.card>p{font-size:12px;color:var(--muted);line-height:1.5;margin:0 0 14px}
.specialist-rule{margin:12px 0 0;padding:11px 12px;border-radius:13px;background:#f5f3ff;border:1px solid #ddd8ff;color:#4f4787;font-size:12px;line-height:1.5}.specialist-rule b{color:#332a76}
.upload{border:1px dashed #bbc3d5;border-radius:16px;padding:14px;margin-top:12px;background:#fafbfe}.upload.required{border-color:#aaa2fa;background:#faf9ff}.upload-title{font-size:13px;font-weight:800;margin-bottom:5px}.upload-desc{font-size:11px;color:var(--muted);line-height:1.45;margin-bottom:10px}.file{width:100%;font-size:11px}.files-note{font-size:10px;color:var(--muted);margin-top:7px;line-height:1.4}
.btn{width:100%;border:0;border-radius:14px;padding:14px 16px;font-weight:800;cursor:pointer;margin-top:16px}.btn.primary{background:var(--accent);color:#fff}.btn.secondary{background:#eef0f5;color:#3f4960}.btn:disabled{opacity:.55;cursor:default}
.progress{display:none;margin-top:12px;padding:12px;border-radius:14px;background:#f7f8fb;font-size:12px;color:#465166}.progress.show{display:block}.error{display:none;margin-top:12px;padding:12px;border-radius:14px;background:var(--bad-bg);color:var(--bad);font-size:12px;line-height:1.5}.error.show{display:block}
.result{display:none}.result.show{display:block}.status{display:inline-flex;padding:7px 10px;border-radius:999px;font-size:11px;font-weight:850}.status.review{background:var(--ok-bg);color:var(--ok)}.status.needs_rate_calc{background:var(--warn-bg);color:var(--warn)}.status.insufficient{background:var(--info-bg);color:var(--info)}.result h2{font-size:22px;line-height:1.15;margin:11px 0 8px}.lead{font-size:13px;line-height:1.55;color:var(--muted)}
.block{border-top:1px solid var(--line);padding-top:13px;margin-top:13px}.block h3{font-size:14px;margin:0 0 8px}.block ul{padding-left:19px;margin:0;display:grid;gap:7px}.block li{font-size:12px;line-height:1.48;color:#465166}.complete{margin-top:8px;padding:11px 12px;border-radius:13px;background:var(--ok-bg);color:var(--ok);font-size:12px;line-height:1.45}.section-note{margin:0 0 11px;color:var(--muted);font-size:12px;line-height:1.5}
.refund-product{border:1px solid var(--line);border-radius:16px;padding:13px;margin-top:10px;background:#fff}.refund-product.possible{border-color:#b9dfcf;background:#fbfffd}.refund-product.rate-risk{border-color:#efd39e;background:#fffdf8}.refund-product.review{border-color:#cad9f2;background:#fcfdff}.refund-product.insufficient{border-color:#d9dfe9;background:#fcfcfd}.refund-product-top{display:flex;align-items:flex-start;justify-content:space-between;gap:10px}.refund-product-kicker{font-size:9.5px;letter-spacing:.065em;font-weight:850;color:var(--muted)}.refund-product h3{font-size:15px;line-height:1.25;margin:4px 0 0}.refund-decision{flex:0 0 auto;max-width:46%;padding:6px 8px;border-radius:10px;font-size:10px;line-height:1.25;font-weight:850;text-align:center;background:var(--info-bg);color:var(--info)}.refund-product.possible .refund-decision{background:var(--ok-bg);color:var(--ok)}.refund-product.rate-risk .refund-decision{background:var(--warn-bg);color:var(--warn)}.refund-meta{display:flex;flex-wrap:wrap;gap:6px;margin-top:9px}.refund-meta span{font-size:10px;padding:5px 7px;border-radius:999px;background:#f0f2f6;color:#4d586d}.rate-row{margin-top:10px;padding:9px 10px;border-radius:11px;background:#f5f7fa;font-size:11.5px;line-height:1.4}.refund-product.possible .rate-row{background:var(--ok-bg);color:#145f49}.refund-product.rate-risk .rate-row{background:var(--bad-bg);color:#8f3232}.product-columns{display:grid;grid-template-columns:1fr;gap:10px;margin-top:11px}.product-columns h4{font-size:11.5px;margin:0 0 6px}.product-columns ul{padding-left:18px;margin:0;display:grid;gap:5px}.product-columns li,.product-empty{font-size:11px;line-height:1.45;color:#566174}.product-empty{padding:8px 9px;border-radius:9px;background:#f7f8fa}
.architecture-note{margin-top:13px;padding:12px 13px;border-radius:14px;background:#eef4ff;border:1px solid #d5e3fa;color:#385472;font-size:12px;line-height:1.5}.architecture-note p{margin:5px 0 0}
.doc-card{border:1px solid var(--line);border-radius:14px;padding:12px;margin-top:9px}.doc-name{font-size:12px;font-weight:800}.doc-kind{font-size:10px;color:var(--muted);margin-top:3px}.facts{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}.fact{font-size:10px;border-radius:999px;padding:5px 7px;background:#f0f2f6;color:#4d586d}.evidence{margin-top:9px;font-size:10px;line-height:1.45;color:#667085;background:#f8f9fb;padding:9px;border-radius:10px}
.technical-docs{border-top:1px solid var(--line);margin-top:14px;padding-top:12px}.technical-docs summary{cursor:pointer;font-size:12px;font-weight:800;color:#4b5870}.docs-inside{border-top:0;margin-top:8px;padding-top:0}
.guard{background:var(--warn-bg);border:1px solid #f1ddb4;border-radius:14px;padding:12px 13px;color:#73500d;font-size:12px;line-height:1.5;margin-top:12px}.guard ul{margin:7px 0 0;padding-left:18px;display:grid;gap:5px}
.specialist-box{margin-top:16px;padding:15px;border-radius:17px;background:#202a4d;color:#fff}.specialist-kicker{font-size:9.5px;letter-spacing:.08em;font-weight:850;opacity:.72}.specialist-box h3{font-size:18px;margin:5px 0 7px}.specialist-box p{font-size:12px;line-height:1.55;margin:0;color:rgba(255,255,255,.88)}.specialist-box .btn.primary{background:#fff;color:#31375c}.specialist-box .btn.secondary{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.22);margin-top:8px}.specialist-note{display:none;margin-top:10px;padding:10px 11px;border-radius:11px;background:rgba(255,255,255,.1);font-size:11px;line-height:1.45;color:rgba(255,255,255,.9)}.specialist-note.show{display:block}
.footer{text-align:center;color:var(--muted);font-size:10px;line-height:1.5;margin-top:18px}

/* v38.8.2 — concise user-first refund result */
.privacy-compact{padding:10px 12px}.privacy-short{font-size:12px;font-weight:700;color:#314b6c}.privacy-compact details{margin-top:5px}.privacy-compact summary{cursor:pointer;font-size:11px;font-weight:750;color:#315d98}.privacy-full{padding-top:8px;font-size:10.5px;line-height:1.5;color:#52647d}
.refund-summary{padding-bottom:4px}.refund-summary-kicker{font-size:10px;font-weight:900;letter-spacing:.08em;color:var(--accent)}.refund-summary h2{font-size:24px;margin:5px 0 12px}.refund-stats{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.refund-stat{min-width:0;padding:11px;border:1px solid var(--line);border-radius:14px;background:#fafbfe}.refund-stat.good{background:var(--ok-bg);border-color:#c7e7d9}.refund-stat.warn{background:var(--warn-bg);border-color:#efd9ab}.refund-stat.info{background:var(--info-bg);border-color:#d6e4fb}.refund-stat-label{font-size:10px;color:var(--muted);line-height:1.3}.refund-stat-value{font-size:18px;line-height:1.2;font-weight:900;margin-top:4px;color:var(--text)}.refund-stat-note{font-size:9.5px;color:var(--muted);line-height:1.35;margin-top:3px}
.simple-alert{margin-top:11px;padding:11px 12px;border-radius:13px;font-size:12px;line-height:1.45}.simple-alert.good{background:var(--ok-bg);color:#145f49}.simple-alert.warn{background:var(--warn-bg);color:#73500d}.simple-alert.bad{background:var(--bad-bg);color:#8f3232}
.product-results{margin-top:13px}.refund-product.simple{padding:14px}.refund-product.simple h3{font-size:17px;margin:4px 0 0}.product-policy{font-size:10px;color:var(--muted);margin-top:4px}.product-main-row{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;margin-top:13px}.product-amount-label{font-size:10px;color:var(--muted)}.product-amount{font-size:22px;line-height:1.1;font-weight:900;margin-top:3px}.rate-pill{display:inline-flex;max-width:48%;padding:7px 9px;border-radius:999px;font-size:10.5px;line-height:1.25;font-weight:850;text-align:center}.rate-pill.not-linked{background:var(--ok-bg);color:#145f49}.rate-pill.linked{background:var(--bad-bg);color:#8f3232}.rate-pill.unknown{background:var(--warn-bg);color:#73500d}.product-verdict{margin-top:12px;font-size:13px;font-weight:850;line-height:1.35}.refund-product.possible .product-verdict{color:var(--ok)}.refund-product.rate-risk .product-verdict{color:var(--bad)}.refund-product.review .product-verdict{color:var(--info)}.product-note{margin:5px 0 0;font-size:11.5px;line-height:1.45;color:var(--muted)}.product-details{margin-top:10px;padding-top:9px;border-top:1px solid var(--line)}.product-details summary{cursor:pointer;font-size:11px;font-weight:800;color:#566174}.product-details ul{padding-left:18px;margin:8px 0 0;display:grid;gap:5px}.product-details li{font-size:10.5px;line-height:1.45;color:#667085}
.result-details{margin-top:14px;padding-top:12px;border-top:1px solid var(--line)}.result-details>summary{cursor:pointer;font-size:12px;font-weight:850;color:#4b5870}.result-details-body{margin-top:10px;padding:12px;border-radius:13px;background:#f8f9fb}.result-details-body h4{font-size:11px;margin:10px 0 5px}.result-details-body h4:first-child{margin-top:0}.result-details-body ul{padding-left:18px;margin:0;display:grid;gap:5px}.result-details-body li{font-size:10.5px;line-height:1.45;color:#667085}.technical-docs.inner{margin-top:10px}.technical-docs.inner summary{font-size:11px}
@media(min-width:560px){.product-columns{grid-template-columns:1fr 1fr}}
@media(max-width:430px){.app{padding:10px 12px 42px}.hero h1{font-size:24px}.top{align-items:flex-start}.top-meta{max-width:58%;gap:5px}.tag{font-size:9.5px}.app-version{font-size:10.5px}.refund-product-top{display:block}.refund-decision{display:inline-flex;max-width:100%;margin-top:8px}.refund-meta span{font-size:10.5px}.rate-row,.product-columns li,.product-empty{font-size:11.5px}.refund-stats{grid-template-columns:1fr}.product-main-row{align-items:flex-start;flex-direction:column}.rate-pill{max-width:100%}.product-amount{font-size:21px}}